Flagship Merchant Services has collaborated with ROAMpay, a provider of iPhone card readers, to deliver a leading credit card processing solution for on-the-go business owners. The service born out of this partnership earns our TopTenREVIEWS Gold Award for its competitive pricing, wide-ranging device compatibility and useful transaction features that extend far beyond basic payment processing.
Applying for Flagship Merchant Services with ROAMpay is done entirely online and the company boasts an impressive 98 percent merchant approval rating. Once approved, the supplied hardware and payment processing app on your mobile device allow you to process credit and debit cards from virtually anywhere.
Pricing alone makes Flagship one of the best iPhone credit card processing services available. Unlike some of the other services in our lineup, there is no initial investment with this service; there are zero application or setup fees, and the service includes a ROAMpay credit card reader that attaches to your mobile device free of charge. The included iPhone card reader allows you take advantage of Flagship’s lower-than-average transaction fees. A flat fee of $0.19 is charged per transaction, plus a percentage of that transaction, depending on how the customer’s credit card information is processed. Fees for swiped transactions range from 0.38% to 1.58% of the total transaction, while keyed-in fees range from 1.36% to 2.56%. You should note, however, that the swiped rate of 0.38% only applies to certain debit card transactions. Flagship also charges a monthly wireless service fee and does not lock you into an annual contract.
ROAM Data provides Flagship with secure ROAMpay card readers. This handy tool turns any smartphone or compatible device into a payment terminal that can process credit cards. While ROAMpay may be best known for iPhone card readers, the service also provides card readers for all major mobile platforms, including Android and BlackBerry. There are also card readers compatible with the iPad and the iPod Touch.
The lightweight iPhone swipe machine plugs into the headphone jack of your phone. In order for the reader to work properly, the volume on the device must be turned up to the maximum. If the payment processing service goes down or you are out of the range, the reader will process transactions in an offline mode. This means payment information is securely stored, and once service is restored, the information is automatically transmitted to Flagship’s payment servers for authorization. If you experience any issues with your iPhone card reader, Flagship provides 24/7 customer support via email and toll-free telephone.
Flagship Merchant Services combined with the flexibility of the ROAMpay iPhone card reader can provide your small business with far more benefits than just credit card processing. To begin with, you can accept all major credit cards with the reader, and you can also process cash and debit sales. Accepting these three types of payment ensure you never have to miss out on a sale. The service allows you to export all transaction data directly into your accounting system, making it easy to accurately track payments. For the convenience of your customers, receipts are emailed to them instead of printed. You can even customize receipts with your business address and logo.
Sometimes, for any number of reasons, transactions need to be voided, and Flagship makes it easy to do so. There’s also an option to issue a refund directly from your mobile device. Other useful features include the ability to accept tips and automatically calculate sales tax. If a signature is required to complete a transaction, you can capture a customer’s signature using your device’s touchscreen. The service can also utilize your phone’s built-in GPS to provide geo-tagged location reporting, so you know exactly where each transaction took place.
Flagship with ROAMpay boasts robust security features designed to make an iPhone card reader as safe and secure as an actual credit card terminal. The virtual terminal on your mobile device is password protected, and any unprocessed transactions that are temporarily stored on your phone cannot be accessed.
Flagship’s payment processing service is PCI compliant. This means the service abides by the security guidelines set forth by the Payment Card Industry Security Standards Council. These guidelines are designed to combat credit card fraud and protect both consumers and merchants. Some of these security practices include restriction to the data files that contain customer payment information and encryption of credit card information when transmitted over public networks.
Aside from rigorous security practices, another beneficial feature that Flagship offers is the ability to automatically save customer information (not including credit card information). You can opt to save a customer’s name and contact information, which can be used for future marketing campaigns. We also liked the service’s online transaction manager. You can log into your account on any web browser to view and track all your merchant account information in real time.
While iPhone credit card swipers are among the most common mobile card readers, Flagship Merchant Services also provides ROAMpay credit card readers that work on all popular mobile devices, including Android, BlackBerry and other iOS devices. Flagship’s fast and convenient application process coupled with its high approval rate mean you can start processing payments securely on your smartphone in no time. Additionally, its competitive pricing and zero startup costs ensure the cost of processing sales won’t severely cut into your profits. While there seem to be endless options when it comes to mobile payment processors and iPhone card readers, Flagship Merchant Services with ROAMpay stands out among the competition as the best.
Flagship provides competitive pricing, with no startup costs, low transaction fees and a free iPhone card reader.
The lowest swiped rate of 0.38% is only applicable to certain predefined debit card transactions.
Competitive pricing combined with reliable card readers and useful features make Flagship Merchant Services the best option for mobile payment processing. To get a personalized quote call (866) 382-9179.